Latest News

  • Get Covered for 2023: Arizona Obamacare Open Enrollment Begins November 1

    The Arizona 2022-2023 ObamaCare Open Enrollment season is coming up soon and we at Lehrman Group can make sure you get the right Arizona Obamacare plan for your circumstances. Enroll November 1, 2022 – January 15, 2023 The first day that you can apply for an ACA (Affordable Care Act, also called ObamaCare) plan is

    September 23, 2022
  • Pregnancy Health Insurance

    Healthcare costs are skyrocketing. Especially during pregnancy, health insurance is important. Here is important information you need to know.

    June 10, 2022
  • HMO vs. PPO: What’s the Difference Between Them?

    Two types of health plans are HMO and PPO. Which is right for you? Let’s start by looking at HMO vs. PPO: What’s the difference between them?

    April 25, 2022
  • Does Arizona Have a Health Insurance Penalty?

    The ACA individual mandate is still federal law. Some states still impose a penalty for being uninsured. Does Arizona have a health insurance penalty?

    March 31, 2022
  • Health insurance for self-employed and early retirees in Arizona

    If you are self-employed or you retire from your job before turning age 65, you will likely lose your group health insurance coverage. You will then need to find a new health insurance plan to cover you until you can qualify for Medicare when you turn 65. You may have a number of options to

    September 9, 2021
  • Open Enrollment for the 2022 Arizona ObamaCare health insurance plans begins soon

    Beginning November 1st, you’ll be able to purchase any of the Arizona ObamaCare (Affordable Care Act) health insurance plans that you desire. For the 2022 Open Enrollment season, Arizona residents will have more choices than before. United HealthCare will now be offering ObamaCare plans to Arizona residents. Other 2022 health insurance carriers offering plans in

    July 29, 2021
  • Health Insurance Terms & Terminology: Out-of-Pocket Maximum

    When having to use your health insurance, there are a few different terms you’ll want to be aware of and how they relate to your specific plan. Those terms are deductible, coinsurance, and out-of-pocket maximum (OOP). While you’re most likely familiar with a deductible, as it’s similar to the deductible you have on your auto

    July 3, 2021
  • Health Insurance Terms & Terminology: Coinsurance

    One of the more confusing aspects of health insurance is coinsurance. If you’re used to auto insurance being used as an example of how health insurance works, coinsurance would be a foreign topic as it’s unique to health insurance. There are two primary methods that health insurance companies employ to help keep your monthly premiums

    June 15, 2021
  • Health Insurance Terms & Terminology: Deductible

    Similar to your automobile insurance deductible, your health insurance deductible is a fixed dollar amount that must be met before benefits are paid. Deductibles have ranged over the years from zero all the way up to $10,000. Under the Affordable Care act, the deductible for an individual in 2021 cannot exceed $8,550. For a family,

    June 9, 2021
  • Affordable Care Act Plans in Arizona Now Available through Aug. 15 Under Special Enrollment Period

    President Biden recently created a special open enrollment period for Americans interested in purchasing an ACA plan (aka Obamacare) plan in Arizona. The special enrollment period also provides for considerably higher tax credits, making the monthly out-of-pocket costs for the plan relatively low. For example, a Lehrman Group agent recently sold a Blue Cross Blue

    May 20, 2021