If you’re 65 or older, you might already have enrolled in Medicare. But Medicare alone does not cover everything and was never meant to. So, while yes, you may already have Medicare, you might be missing out on a range of additional benefits provided by Medicare supplements, if you don’t already have them in place.

Lehrman Group is a Medicare agent or broker that represents insurance carriers in the state of Arizona. Some of those carriers include Blue Cross Blue Shield of Arizona, Aetna, United HealthCare/AARP, Cigna, Humana, Wellcare, and more.

Most people get Medicare Part A coverage for free. (You or your spouse must have worked at least 40 calendar quarters to be eligible for premium-free Part A.) Part B has a monthly premium. The 2023 standard rate for Part B is $164.90. Some people pay an additional premium based on income.