In 2020, ObamaCare plans will have an out-of-pocket expense of $8,150!

ObamaCare is Getting More Expensive in 2020

In 2020, ObamaCare plans will have an out-of-pocket expense of $8,150!

ObamaCare health insurance plans will have an out of pocket maximum of $8,150 in 2020. Over eight thousand dollars, and if there are two or more of you on your policy, your out of pocket maximum is $16,300. Over sixteen thousand dollars if two of you end up sick – that is simply absurd. But you do have another option other than a Marketplace ObamaCare health plan.

Lehrman Group represents several health care sharing ministry health plans. These plans are not subject to ObamaCare Open Enrollment dates, so you could purchase one of their plans any time during the year and drop your current ObamaCare plan. Health care sharing ministry plans usually cost from 30% to 40% less than Marketplace plans and have a maximum out of pocket financial exposure of as low as $3,000 per year — more than $5,000 less than a Marketplace plan in 2020. And unlike Marketplace plans, these plans let you go to just about every doctor and hospital in the country. The plans use America’s largest medical provider network, the PHCS Multiplan PPO network. Here is the network search tool:

The health care sharing ministry plans we represent are faith-based organizations, but they don’t limit applicants to any specific religion, and members are merely required to agree with their Statement of Beliefs which basically says you believe in God, that you believe your personal rights and liberties come from God, that you believe it is a spiritual duty to help your fellow man, that you should maintain a healthy lifestyle, and that you have a fundamental right to direct your own healthcare in consultation with the doctors and advisors of your own choosing.

Health care sharing ministry plans are not regulated by State insurance commissioners, instead they are regulated by the US government’s Centers for Medicare & Medicaid Services, also known as CMS (which is overseen by the U.S. Department of Health and Human Services). These types of plans are becoming very popular all across the country. These plans, while not considered insurance by state insurance commissioners, meet the ObamaCare requirements — see for details about health care sharing ministry plans.

These plans offer several different health plan options, and one of them may just be perfect for you. To get rates for you or your family, visit our rate request page and we will send you, with absolutely no obligation, an email with all the options. Or call us from anywhere in Arizona at (800) 600-9663, and we can give you quotes over the phone.

Author: Tony Lehrman
Founded by Tony Lehrman in 1988, Lehrman Group serves the health insurance needs of individuals and families, small and large businesses, franchises, governments, municipalities and institutional clients throughout Arizona. Lehrman Group maintains leadership positions in the Arizona health insurance marketplace.