- June 5, 2014
- Posted by: Tony Lehrman
- Category: Arizona Health Insurance
In Arizona, buying a group insurance policy for your employees is now much easier. And yes, if you liked your old Arizona group health insurance plan, you can still have it. ObamaCare has changed many things, but there are different ways of paying for health insurance. One way is based upon the Health Savings Account concept. These health insurance plans can reduce your fixed health care costs by buying Group Health Insurance AZ.
Your employee’s coverage can be the same as before. You can have the same or lower doctor office visit co-pays and out of pocket [fusion_builder_container hundred_percent=”yes” overflow=”visible”][fusion_builder_row][fusion_builder_column type=”1_1″ background_position=”left top” background_color=”” border_size=”” border_color=”” border_style=”solid” spacing=”yes” background_image=”” background_repeat=”no-repeat” padding=”” margin_top=”0px” margin_bottom=”0px” class=”” id=”” animation_type=”” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”no” center_content=”no” min_height=”none”][OOP] maximum. Your Arizona-based company has a limited amount to pay if your employee exceeds their out of pocket maximum. Here is the good part: national statistics show that most of your employees will never reach their out of pocket maximum.
In many cases, you may have had an employee or two with health conditions that affected your monthly premium rates. This is no longer an issue. Rates are now determined by age and Zip code only. Many small Arizona employers will have a guaranteed savings. This alternative works best for small groups with five employees or more.
This alternative Health Savings Account concept works. Until this plan became available, you could not include co-pays and prescription benefits for your employees. This new HSA plan does include co-pays and prescriptions, and the administrators do all of the work for you [accounting, reports, etc]. This concept uses insurance companies with excellent networks, noy just here in Arizona, but nationwide too. This means that if you like your doctor, you can keep your doctor!
If you are an Arizona small business employer, give Lehrman Group a call to see what is available for your employees. Call (800) 600-9663, extension 19, from Phoenix, Tucson, Flagstaff, Yuma, or anywhere else in Arizona, or click here to request a rate quote.[/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]