Health Insurance Brokers in Tucson, AZWe won’t just send you automated rates. After you request a quote, we will manually send you a customized rate based on your personal info. We work directly with all health insurance companies in Arizona and never sell or share your information.

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Health Insurance Brokers Phoenix

Representing All Major Carriers

  • Blue Cross Blue Shield of Arizona (AZBlue)
  • United Healthcare
  • Cigna
  • Ambetter
  • Aetna
  • Carrier not listed? Great chance we still represent them. Contact us today.

Lehrman Group has been a top broker agent for individual and family health insurance plans in Tucson since 1988.

Fill out the form below and we will email you rates for all of the 2023 Arizona health insurance plans that are available to you. Depending on which Arizona county you live in, ObamaCare plans come from Aetna, Ambetter, Blue Cross Blue Shield of Arizona, Bright Health, Cigna, Medica, Oscar Health, and United HealthCare.

Open Enrollment for 2023 ACA/Obamacare coverage begins on November 1, 2022. Before November, you may only enroll in an Obamacare plan if you have a “qualifying life event,” such as loss of coverage, moving to Arizona, or a change in your household (marriage, divorce, birth of a child).

There are also high quality non-Obamacare health insurance plans that you may purchase at any time during the year. Some of the plans are true PPO plans (use any doctor or hospital that you desire, anywhere in the United States). These plans are less expensive than ACA/Obamacare plans.

We’ve served the Greater Tucson area since 1988 and understand the challenges of finding the right plan. Work with one of our health insurance agents who specializes in Tucson, Oro Valley, Vail, Sahuarita, Green Valley, Marana, and all of Southern Arizona.

As an independent agency representing all major carriers, we are one of the most experienced and hands-on health insurance agencies in Tucson.

Lehrman Group: Expert Tucson Health Insurance BrokersLeading provider of health insurance plans for Arizona residents and employers.

Did you know?

You can purchase non-ACA health insurance at any time during the year – not just during open enrollment. Additionally, a “qualifying event” allows you to purchase ACA health insurance regardless of the time of year.

Tucson Health Insurance Plans for Individuals & Families

Complete this form to receive rates and descriptions via email, usually within one hour (all information you provide will stay in-house and will never be seen by anyone except Lehrman Group brokers). Alternatively, if you need assistance, give us a call at (520) 760-0392.

Did you know?

What is a Health Insurance Broker?
A health insurance broker is an independent, licensed insurance professional who represents multiple insurance companies. Lehrman Group is one of Tucson’s oldest and most experienced health insurance brokers.

Is it Worth Getting an Insurance Broker?
Yes, it is worth using the services of an insurance broker. A broker can explain the pros and cons of each plan and help you determine which plan is right for you. A broker can help with the enrollment process as well as help to resolve any future issues related to your policy.

How Much Does it Cost to Use a Health Insurance Broker?
Using a health insurance broker is free– brokers get paid a commission by the insurance company.

Which Broker is Best for Health Insurance?
A good Tucson health insurance broker will represent many health plans and ask you questions to determine which plan is right for you. They will likely ask questions about your health status, your income, how long you need coverage for, and which doctors/ providers you would like to be included in the plan’s network.

How Much is Health Insurance in Arizona Per Month?
The cost of individual health insurance in Arizona depends on your age, zip code, and income. A 45 year old male in Tucson (Pima County) pays about $420 a month for one of the most popular Obamacare marketplace plans in Arizona. He may pay less if he qualifies for a premium tax credit based on income. For example, at $35k income, he will qualify for a $208 monthly tax credit, and the same plan will then cost him $212 a month. The same plan for a family of 4 in Tucson (45 year old male, 43 year old female, and 2 kids) is $1,260 a month at full-price. With a $60k household income, the family will qualify for a $897 monthly tax credit, bringing the monthly premium down to $363.

Which plans are accepted at the Mayo Clinic?
Arizona’s Mayo Clinic does not currently accept any Obamacare plans. There are a limited number of non-Obamacare individual/family plans that are accepted at the Mayo Clinic in Arizona.

Do Tucson hospitals accept Obamacare plans?
Yes, Tucson hospitals accept Obamacare marketplace plans. Here is a list of plans accepted at each hospital:
Banner University Medical Center: Ambetter, Banner/Aetna, BCBS PPO, United Healthcare
Carondelet St. Joseph’s Hospital: Ambetter, BCBS PPO & HMO, Bright Health
Carondelet St. Mary’s Hospital: Ambetter, BCBS PPO & HMO, Bright Health
Northwest Medical Center: Ambetter, BCBS PPO, United Healthcare
Oro Valley Hospital: Ambetter, BCBS PPO
Santa Cruz Valley Regional Hospital: Ambetter, BCBS PPO
Tucson Medical Center: Ambetter, Banner/Aetna, BCBS PPO & HMO, Bright Health

Does My Arizona Health Insurance Cover Me if I Travel?
All plans will cover you for a true emergency while traveling. Some plans have in-network benefits when you travel and will offer the same benefits that you receive in Arizona.

Prefer to speak with someone?

Contact us today to speak with one of our dedicated Individual & Family health insurance agents.

Frequently Asked Questions

Is a high deductible bad?

Deductibles aren’t bad or good, per se. It just depends on your financial situation. While you may have copays for simple things like regular visits to your doctor and to urgent care, outside of those regular visits, you’ll have to meet your deductible before major coverage kicks in. One thing is for sure: high deductible health insurance is typically cheaper since you’re covering a larger amount of your medical expenses.

How long does it take to get health insurance?

After you’ve selected a plan and submitted an application, some carriers will issue a policy as quickly as the next day. Others may make you wait until the first of the next month.

Why should I use a broker or agent for my health insurance instead of going direct?

Brokers, or agents (technically, in Arizona, they’re called “producers”) usually represent a number of companies and have years of knowledge of those companies. Brokers can provide a thorough analysis of each insurance company. Also, you’ll want numerous quotes when shopping around. Lastly, it’s a good idea to have an extra person in your corner should you need help with anything related to your policy. While you’ll often deal with the insurance company directly, occasionally you may need assistance.

Need immediate assistance? Call us today at (520) 760-0392.

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Individual & Family Plans

Private and Affordable Care Act (ACA) health insurance options and rates for you and your family in Arizona.

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Group Benefits

Health insurance and ancillary benefit options for businesses and organizations of all types and sizes.

Medicare Supplements

Get quotes and learn more about Medicare Supplement options for Arizona residents 65 and older.

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Long Term Care

Affordable long term care and home health care plans from major insurers for Arizona residents

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Short-Term Plans

Everything you need to know about short-term health insurance, including information, rates, and how to apply.

Travel Health Insurance

Learn about, get rates, and apply for health coverage when you or your family is traveling internationally.

Best Health Insurance Agents in Phoenix

Top Rated Health Insurance Agents in Tucson

  • One of Tucson’s oldest and most experienced health insurance agencies
  • A+ rating with Better Business Bureau (BBB)
  • Independent agency representing all major carriers, including Blue Cross Blue Shield of Arizona, United Healthcare, Cigna, Aetna, Ambetter, and more
  • Serving Tucson, Oro Valley, Marana, Vail, and all of Arizona
  • Thousands of satisfied customers