What Health Savings Account Plans are Available in Arizona?

A Health Savings Account (HSA) is a special savings account offered from a bank or financial institution that allows you to save money to pay for health expenses for you and your family on a tax-free basis.

The government doesn’t allow you to open an HSA account unless you have a health insurance policy called a High Deductible Health Plan (HDHP).

Not all HSA accounts allow you to invest the money you deposit– some are basically just savings accounts. Other HSA accounts allow you to invest the money you contribute, such as the one available from Fidelity.

In 2023, you can contribute up to $3,850 to an HSA account as an individual or $7,750 for a family.

Here are 2023 HSA-eligible health insurance policies available to individuals and families in Arizona this year. (You may have other options available to you if you have group health insurance offered through your employer.)

Depending on your zip code & county, you may not have all of these options available. In the Tucson area (Pima County), the 2023 options include Aetna, Ambetter, BCBS, and United Healthcare. The Phoenix area (Maricopa County) offers the same plans available in the Tucson area, but also includes plans from Cigna, Medica, and Oscar Health.

2023 Arizona High Deductible Health plans: (HSA-eligible plans)

Aetna Bronze HSA
Deductible: $6,000
Max out of pocket: $7,100
View /Download Summary of Benefits

Ambetter Choice Bronze HSA
Deductible: $6,900
Max out of pocket: $6,900
View /Download Summary of Benefits

Blue Cross Blue Shield of Arizona Bronze HSA HMO
Deductible: $7,000
Max out of pocket: $7,000
View /Download Summary of Benefit

Blue Cross Blue Shield of Arizona Gold HSA PPO
Deductible: $1,500
Max out of pocket: $5,000
View /Download Summary of Benefit

Cigna Connect HSA
Deductible: $7,050
Max out of pocket: $7,050
View /Download Summary of Benefit

Medica Pinnacle Bronze HSA
Deductible: $5,700
Max out of pocket: $7,500
View /Download Summary of Benefit

United Healthcare Bronze Value HSA
Deductible: $6,700
Max out of pocket: $7,500
View /Download Summary of Benefit

Is an HSA-eligible plan right for you? If so, which one?

The right plan for you will depend on your current needs, including what medications you take, which doctors you see and how often, and how much you want to be paying for your monthly premium.

Get Free Arizona Health Insurance Quotes Now

For help finding the right plan for you or your family, give us a call at 1-800-600-9663 or fill out our online quote request form and we will get back to you right away. At Lehrman Group, we have been helping individuals all over Arizona find health insurance since 1988 and we look forward to talking with you. As independent health insurance brokers, our service is free.