Ok this place is awesome. My husband is switching to a 1099 position and we have heard nothing but horror stories when it came to finding reasonable independent health insurance. Chad made this experience a breeze. He sent me a very thorough email after our first call which had a perfect summary of each plan available to us. On our second call he enrolled us all in the plan over the phone. He was patient with me when I had questions and had wonderful phone decorum. The price of the insurance was a pleasant surprise for us (which we understand will change based on our income changes, etc.). But what I expected to be an awful process was made seamless. I highly recommend Lehrman for your health insurance needs!