Health Insurance Brokers in Phoenix, AZWe don’t just send you automated rates. After you complete a quote request, we will manually send you a customized rate based on your personal information. We work directly with all health insurance companies in Arizona and never sell or share your information with anyone.

Allow our top insurance agents to research the best plans for you.

Speak with our insurance experts.

Health Insurance Brokers Phoenix

Representing All Major Carriers

  • Blue Cross Blue Shield of Arizona (AZBlue)
  • United Healthcare
  • Cigna
  • Ambetter
  • Aetna
  • Carrier not listed? Great chance we still represent them. Contact us today.

Lehrman Group is a trusted provider and broker agent for individual and family health insurance plans in Phoenix since 1988.

Fill out the form below and we will email you rates for all of the 2023 Arizona health insurance plans that are available to you. Depending on which Arizona county you live in, ObamaCare plans come from Aetna, Ambetter, Blue Cross Blue Shield of Arizona, Bright Health, Cigna, Medica, Oscar Health, and United HealthCare.

Open Enrollment for 2023 ACA/Obamacare coverage begins on November 1, 2022. Before November, you may only enroll in an Obamacare plan if you have a “qualifying life event,” such as loss of coverage, moving to Arizona, or a change in your household (marriage, divorce, birth of a child).

There are also high quality non-Obamacare health insurance plans that you may purchase at any time during the year. Some of the plans are true PPO plans (use any doctor or hospital that you desire, anywhere in the United States). These plans are less expensive than ACA/Obamacare plans.

We’ve served the Greater Phoenix area since 1988 and understand the challenges of finding the right plan. Work with one of our health insurance agents who specializes in Phoenix, Mesa, Gilbert, Glendale, Peoria, Scottsdale, Tempe, and all of the metro Phoenix area.

As an independent agency representing all major carriers, we are one of the most experienced and hands-on health insurance agencies in Phoenix.

Lehrman Group: Expert Phoenix Health Insurance BrokersLeading provider of health insurance plans for Arizona residents and employers.

Did you know?

You can purchase non-ACA health insurance at any time during the year – not just during open enrollment. Additionally, a “qualifying event” allows you to purchase ACA health insurance regardless of the time of year.

Individual & Family Health Insurance Plans in Phoenix

Complete this form to receive rates and descriptions via email, usually within one hour (all information you provide will stay in-house and will never be seen by anyone except Lehrman Group brokers). Alternatively, if you need assistance, give us a call at 623-455-6997.

Did you know?

Who are Brokers in Health Insurance?
A health insurance broker is an independent, licensed insurance professional who represents multiple insurance companies. Lehrman Group is one of Arizona’s oldest and most experienced health insurance brokers.

Is it Worth Getting an Insurance Broker?
Yes, it is worth using the services of an insurance broker. A broker can explain the pros and cons of each plan and help you determine which plan is right for you. A broker can help with the enrollment process as well as help to resolve any future issues related to your policy. Using a health insurance broker is free– brokers get paid a commission by the insurance company.

Which Broker is Best for Insurance?
A good health insurance broker will represent many health plans and ask you questions to determine which plan is right for you. They will likely ask questions about your health status, your income, how long you need coverage for, and which doctors/ providers you would like to be included in the plan’s network.

How Much is Health Insurance in Arizona Per Month?
The cost of individual health insurance in Arizona depends on your age, zip code, and income. A 45 year old male in Phoenix pays about $470 a month for the most popular Obamacare marketplace plan in Arizona. He may pay less if he qualifies for a premium tax credit based on income. For example, at $35k income, he will qualify for a $242 monthly tax credit, and the same plan will then cost him $228 a month. The same plan for a family of 4 in Phoenix (45 year old male, 43 year old female, and 2 kids) is $1,404 a month at full-price. With an $80k household income, the family will qualify for a $747 monthly tax credit, bringing the monthly premium down to $657.

Prefer to speak with someone?

Contact us today to speak with one of our dedicated Individual & Family health insurance agents.

Frequently Asked Questions

Is a high deductible bad?

Deductibles aren’t bad or good, per se. It just depends on your financial situation. While you may have copays for simple things like regular visits to your doctor and to urgent care, outside of those regular visits, you’ll have to meet your deductible before major coverage kicks in. One thing is for sure: high deductible health insurance is typically cheaper since you’re covering a larger amount of your medical expenses.

How long does it take to get health insurance?

After you’ve selected a plan and submitted an application, some carriers will issue a policy as quickly as the next day. Others may make you wait until the first of the next month.

Why should I use a broker or agent for my health insurance instead of going direct?

Brokers, or agents (technically, in Arizona, they’re called “producers”) usually represent a number of companies and have years of knowledge of those companies. Brokers can provide a thorough analysis of each insurance company. Also, you’ll want numerous quotes when shopping around. Lastly, it’s a good idea to have an extra person in your corner should you need help with anything related to your policy. While you’ll often deal with the insurance company directly, occasionally you may need assistance.

Need immediate assistance? Call us today at (623) 455-6997.


Individual & Family Plans

Private and Affordable Care Act (ACA) health insurance options and rates for you and your family in Arizona.


Group Benefits

Health insurance and ancillary benefit options for businesses and organizations of all types and sizes.

Medicare Supplements

Get quotes and learn more about Medicare Supplement options for Arizona residents 65 and older.


Long Term Care

Affordable long term care and home health care plans from major insurers for Arizona residents


Short-Term Plans

Everything you need to know about short-term health insurance, including information, rates, and how to apply.

Travel Health Insurance

Learn about, get rates, and apply for health coverage when you or your family is traveling internationally.

Best Health Insurance Agents in Phoenix

Top Rated Health Insurance Agents in Phoenix

  • One of Arizona’s oldest and most experienced health insurance agencies
  • A+ rating with Better Business Bureau (BBB)
  • Independent agency representing all major carriers, including Blue Cross Blue Shield of Arizona, United Healthcare, Ambetter, and many more
  • Serving all of Arizona
  • Thousands of satisfied customers